While researching for another article, I came upon some of my favorite quotes. Among them are a few from Plato, the Greek Philosopher.
My dad has adopted this one for himself: The Golden Rule: He who has the gold makes the rules.
One of the penalties for refusing to participate in politics is that you will end up being governed by your inferiors.
The greatest wealth is to live content with little.
There are three classes of men: lovers of wisdom, lovers of honor and lovers of gain.
This, and no other is the root from which a tyranny springs-when he first appears he is a protector
Do you find yourself being drawn back inexorably to photographing the same subjects over and over again?
Last month my friend and mentor Cindy D. “outed” me in a wonderful postingon her blog. She confessed that “we’ve become a little obsessed with photographing Red milkweed beetles (Tetraopes tetraophthalmus).” (She also published some interesting facts about the beetles in another blog posting.) She’s right, of course, in her assessment of me, but I might quibble with her on one point. Is it possible to be only a “little” obsessed?
What are the symptoms of my obsession? After work today, in between thunder and rain storms, I rushed to Green Spring Gardens to take some photos. I shot a few flowers but I couldn’t resist the pull of the milkweed plants. I know exactly where they are located in the gardens and I know if I look hard…
View original post 111 more words
Pants: Leather Legging * XXS Black by Maitreya (Onyx LeShelle)
Boots: Radical Boots * Black by Maitreya (Onyx LeShelle)
Skin: Elle Skin by [BLUSH] (Marie Whitfield)
Hands: de Jolie Hands v1.1 Relaxed by SLink (Siddean Munro)
Pose by Del May
House: Paris industrial skybox by A:S:S deLuxe (Pho Vinternatt)
Chair: Wingback chair – warrior’s black by [HANDverk] (Daphne Klossovsky)
A venit timpul sa aparam Curtea Constitutionala a Romaniei si pe judecatorii ei, sa aparam Consiliul Superior al Magistraturii, Institutul Cultural Roman, judecatorii onesti ai Inaltei Curti de Casatie si Justitie, ANI si DNA sunt institutiile care merita sprijinite pentru noi, copiii si nepotii nostri.
View original post 212 more words
When we are careful in the way we spend our money, it enhances the likelihood that over time our personal wealth will grow rather than stagnate or even shrink. This is what personal finance is all about. By taking even the smallest steps to ensure we are spending our money wisely, we are taking steps to secure our future.
Make regular contributions to your savings account. It will provide you a buffer in case money should ever run short and you can use it as a line of your own personal credit. If you find something that you want to buy, take that money out of your savings and make payments to yourself to pay it back into the savings account. A great personal finance tip that can save you money is to splurge and treat yourself when you’ve reached your savings goal. Rewarding yourself like this can keep you happy and it can help you save more money in the future because you’ll be looking forward to rewarding yourself. Get a flexible spending account. This kind of account allows you to take care of certain eligible expenses with pre-tax money. You can get a discount on the interest of this pre-tax money that corresponds to your tax bracket. Instead of getting a tax return on these expenses, you benefit from an immediate discount.
Buying used can save you a lot of cash. Cars for example, lose up to 20% of their purchase price, just by signing on the dotted line and driving off the lot in it. Let someone else pay for that depreciation by purchasing a car that is a couple of years old. You will still have a low mileage warrantied car, but without the hit to your equity. Make sure you have some emergency savings squirreled away. If you don’t and a major expense pops up like car repairs or medical bills, all these bills could end up on your credit card. This can put you even further in debt. It’s better to have a few months money built up to cushion these emergencies. Whether your goal is to pay off a few bills, get yourself out of serious debt, or simply build up your savings account, you need to know where your money is going. Track your expenses for the last few weeks or months to get a good sense of where your money is going now.
Personal finance is determined as much by the small decisions we make in life as by the larger ones. Many small purchases over time, after all, add up to the cost of one larger purchase. Whether the two totals equate to value is something that should be considered well before that first dollar is ever laid down in payment.